Is Cash With Matt a Scam? Read This Review to Find Out More!

This review is going to be about a website called Cash With Matt. What is Cash With Matt? Is it a scam or legit opportunity for you to invest your time and money in? Or who is Matt? These are some of the questions that we will be focusing on in this short review.

Without further ado, let’s get things rolling…


Name: Cash With MattCash-With-Matt-Review


Owner: Matt Lloyd

Price: $37, $27 (downsell)

Rating: 2/5


Cash With Matt Overview


I believe the above headlines captured your attention. ” Discover the 6 steps to earning a full-time income, working part-time hours from home…”, which is probably why you are here right now reading this review to find out more about the program.

The site also went on to claim that you will get a guaranteed $500 by following the exact steps. So is it true? Will you be able to make a good amount of money with little working hours and a $500 on top of that?

Before I answer that, there is actually a long story behind this… so you might probably want to sit through with me and find out more about this entire program and how it operates instead of me coming to a conclusion without you not actually knowing the REAL truth.


Who is this Matt?

I bet some of you would have been asking yourself this question… WHO IS MATT!?

Honestly, it’s kinda disappointing that the person in the video didn’t explain much about Matt nor what is the program all about. All he did was trying to sell you the dream of making money from home. I would have been more satisfied if he actually got into further details on what is this money making opportunity of his all about.

Nevertheless, no worries… I will explain to you everything that you need to know about the program before you eventually decide to spend any money on it.

The person who has been referred to as Matt in the website and video presentation is actually called Matt Lloyd.


Matt Lloyd is the founder/owner of the company called MOBE which stands for My Online Business Education. MOBE is a marketing and business training company for small owners or entrepreneurs who wants to grow their business to a higher level. Basically, this site offers various training, tools, services and resources to help one grow their business.

Okay… NOW, some of you might be thinking what has MOBE got to do with Cash With Matt and me making money online. Don’t worry all of these are related. I will come to that in a bit.


My Top Tier Business

The program that is promoted to you at is called MTTB (My Top Tier Business). MTTB is one of Matt Lloyd top selling products in MOBE. This product is said to give one an opportunity to start making thousands and thousands of dollars in commissions.

In Cash with Matt website, the headlines mentioned that you will discover how to make money from home in 6 steps. That is actually a blatant lie. This program(MTTB) has 21 steps, NOT 6. You can actually see it for yourself on the checkout page. – Look at the Image below



How MTTB Works?

I have tried MTTB in the past and this is exactly how it works…


Basically, it is a 21-step video course that will walk you through from scratch on how you will make money. There are too many problems with this program. And the first problem is that the modules can only be unlocked by “your coach”. Once you finish the first step, your personal coach will contact you to ask you how are things going and such and will help you unlock the next course.

This personal coach relationship will only last until step 6. After step 6 all the courses will be unlocked automatically without anyone’s help. But there is a CATCH for it to happen. At step 6, you will be introduced to something called MLR, which stands for MOBE Licensing Rights. This licensing rights will allow you to promote MOBE and it’s products and earn commissions. In other words, in order to earn high ticket commissions of hundreds and thousands of dollars you will have to purchase this license.

Let’s play a small game… Guess how much does the licensing rights cost you? Nope not $100, $200, $500 or even $1000. This rights is going to cost you a whopping one time fee of $1,997. It doesn’t end there, this is the first of much more money to be involved. Step 6 will be your deciding point whether you want to make MORE or little money. You can always choose to reject the offer.

So now comes to the point where I answer the question about what is a personal coach. Remember that in Cash With Matt, the guy in the video mentioned that you will get your very own personal coach to help you make money online. This personal coach is NOT really a personal coach. The whole idea of this coach is to try and persuade you to purchase the licensing rights. Every time they contact you, they will try to suck you into their expensive licensing.

Not a Real Business

I’m not sure if you have figured it out but for the benefit of those who might not have… I will explain it clearly. MOBE or MTTB is not a real income business opportunity for you to make money online. What you are doing here is learning to promote their own program and products and earn commissions for it.

Though the commissions can be lucrative, finding people to splash money on these products is the HARDEST part, that is why they need YOU. If finding people was so easy, they can do it themselves and gain more profits for themselves rather then paying you close to half of it.


Can You be Successful with MTTB?

Yes, you can be successful with MTTB. Yes, serious… I’m not joking. But to be successful it is going to take a whole load of courage, determination, hard work and most importantly MONEY!!!

Without Money, you can forget about everything. This is very similar to how MLM works. You will need to purchase a particular product before you are given the license to resell it and earn commissions. Having money to purchase all the products is one thing. But finding people to buy the products is totally another thing. I MUST tell you, it’s not easy to find people online who are willing to spend thousands of dollars without giving a deep thought.

If you are reading this, you are probably looking for opportunities to make money online or get rich. Am I right? Not only you but a majority of the people who come online are average people like you and me looking for a breakthrough. Then how do you expect all these people to spend so much money if they don’t have?


Are you willing to spend over $50,000 on MOBE?

The reason why I asked this is because all their upsells will easily add up to $50,000 or more…

Let’s look at some of their products.

I will begin with some of the 90% commission products:

  • Affiliate Bonus Domination – $291
  • Inner circle membership – $97/month
  • MOBE Elite Earners – $97/month
  • Done for you Emails – $97/month
  • Funded Proposal – $194
  • OPT formula – $194
  • My Email Marketing Empire – $194
  • IM Revolution Handbook – $9.95

Ok now for the 50% commission products:

  • Diamond Mastermind – $30,000
  • Platinum Mastermind – $16,667
  • Titanium Mastermind – $9,997
  • Diamond Coaching Program -$4,997
  • 10,000 leads in 100 days – $1,997
  • The 90 days challenge – $997
  • Six Figure Coaching Secrets – $997
  • Add the Nitrous -$997

All these are already going to cost you over $50,000 and they are not inclusive of your MLR and monthly membership. So you can see how deep your pockets can get if you are not careful with what you are dealing here.

So like I mentioned earlier, if you are able to spend this amount of money upfront and find people to buy these products and join the memberships, you can be more than successful. I’m not lying…

Oh ya, I also wanted to mention that in order to bring traffic(potential buyers) to your products, you will be encouraged to spend money on paid traffic. Paid traffic basically means buying traffic through online advertising. Also, just because you pay for traffic doesn’t guarantee you any sales so keep that in mind too.


What are some people saying?


real reviews


Anyway, I’m not going to bore you will all these comments and reviews but just you might want to know, there are tons of reviews and comments out there from people based their own experience with MOBE/MTTB. Almost all of their experience are negative… so you can see how much of an impact has MOBE played in one life.. Not positively, But Negatively!!


What is this $500 Guarantee all about?


I know some of you might be thinking, “let’s spend $27 and try the program. If it’s not suitable to our liking, later on, we can get a refund of $500”. Seems like a win-win situation right?

Well… NOT really. Do you really think it was that easy to get the $500? Honestly, it’s not. They have certain terms and conditions behind it. That includes going through all the modules and spending a couple of thousand dollars first. If after doing this, you felt like you never make any money, then you will get a refund of $500.

The $500 is really not BIG deal. You can put it in a way, that Matt Lloyd is paying you a fraction of YOUR own money you spent. Nothing is coming out from his pocket. The only winner here is Matt Lloyd, not you. So… don’t get fooled by this $500 hype. It’s just a marketing trick to buy you into this program.


What’s Cash With Matt got to do with MOBE/MTTB?


This is the guy you see in the video presentation. I’m not too sure what’s his name is because he didn’t even bother introducing himself. This person here is the owner of the website Cash With Money. Basically, he is a member of MOBE and what he is currently doing now is trying to promote you MTTB/MOBE so that he makes commissions of you.

This website of his is actually called a funnel. Basically, to link you from this website to the checkout page.

Honestly, it’s totally fine to me if he makes commissions of me…PROVIDED THE PROGRAM WORKS. Unfortunately, the program doesn’t work like what it promises and nothing in detail about what you will be doing and how much money you will be required to spend is mentioned. All he did was tell you the good stuff and deliberately leave out all the bad stuff that you don’t want to you.

If he probably included that in his video presentation, I guess NOBODY will even join…


My Final Thoughts

I guess I have explained to you in good details what Cash With Matt is all about and also showed you enough proof that MOBE/MTTB is not the best option going forward. I don’t really like to call products a scam unnecessarily but this one is way overboard. Matt Lloyd is making millions out of desperate people who wants to make money online. This is definitely an unethical way of running a business.

So is this a SCAM? To me it is… but I’m not too sure how you see this. I will leave it for you to decide. But whatever your impression is, I still don’t recommend you to join and spend money on this program.

Final Verdict: SCAM, Not Recommended

If you are still looking for similar opportunities to make money online or start an online business. I highly encourage you, that you check out Wealthy Affiliate. Wealthy Affiliate is an online community that will teach you how to start an online business from SCRATCH. This is definitely the best program online that I will recommend to anyone.

Unlike MOBE/MTTB you don’t have to spend a fortune with Wealthy Affiliate. You can get started for absolutely free and see what the site has to offer without actually giving out your credit card details at all. To find out more, I suggest you spend the next couple of minutes and read through my WA review.


>>>>>Click Here To Find Out More About Wealthy Affiliate<<<<<


I have come to the end of my review on Cash With Matt. I hope by now you have a better understanding of what is this program all about and whether is it for you or not. Those of who tried this program, are encouraged to share with us your thoughts below in the comment section. Any question or personal thoughts are welcomed too.

Thank you for reading…

And I wish you success 🙂



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Hey, I'm Kumar and thanks for dropping by. About a year ago, I was struggling hard to cope with my 9-5 job but now I have quit and started working fulltime from home as an online marketer. The purpose of my website is to help you do the same too. My goal is always to be my own boss and work for myself and I have definitely achieved that. If you want to follow my footstep and start earning money from your own home then you should check out My #1 Recommended Program .


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